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Digital Banking With Simplii Financial™

Learn about our fresh start

Chequing that keeps things simple

No monthly fees. No unnecessary complications. Just a simple, everyday account designed to help you manage your money with confidence.

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Save more with Simplii

Open a savings account that’s designed to grow your money, not shrink it. With no monthly fees, you can save in peace while planning your next move.

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Earn cash back on your everyday spending

Your everyday spending could give a little back. Earn rewards on eligible purchases on dining, gas, groceries and more.

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Start where you are. Grow from there.

Invest your savings in a range of options designed for your near future or long-term goals, whether it’s your retirement or a child’s education.

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Borrow for the moments that matter

Whether it’s a home project or an unexpected cost, see our borrowing options that can help you cover what you need and pay it back over time.

To apply for a Personal Line of Credit, you must:

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Mobile app

Meet the new Simplii Financial mobile app

Simple to use. Easy to manage.

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No Fee Chequing Account

Earn $3503 and pay no monthly fees

Terms apply. Offer ends January 31, 2027.

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High Interest Savings Account

Join Simplii and earn 4.60% interest4 on your savings

Terms apply. Offer ends October 31, 2026.

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Cash Back VISA* Card

Earn up to 20% cash back5

Conditions apply.

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Find more to feel good about with our latest special offers

 

See all special offers

Join over 2 million Canadians who trust Simplii

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Learn how to protect yourself from fraud and scams

Visit Preventing Fraud   and learn how to protect yourself from fraud and scams.

Ready to feel more at ease with your banking?

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Simplii Financial is a trade name of CIBC. CIBC is a member of CDIC. Deposits made with Simplii Financial do not benefit from additional or separate CDIC deposit insurance coverage from CIBC. Eligible deposits made with Simplii Financial are aggregately protected with eligible deposits held at CIBC up to the maximum amount of deposit insurance coverage provided by the CDIC.
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