• You have an Auto 6 or Auto 12 (Convertible) mortgage. It may be prepaid only on sale, with a prepayment charge of 1% of the outstanding balance.
  • You have a fundamental mortgage. It may be prepaid only after the 3rd anniversary of the interest adjustment date (IAD), with a prepayment charge of 3 months interest at your mortgage rate plus any discount received.
  • Your mortgage is beyond its 5th anniversary. The prepayment charge would be 3 months interest at your mortgage rate.
  • You have a cash back mortgage product.
  • The remaining term of your mortgage is 66 months or longer.

If you have any questions, please call us at 1-888-866-0866 Opens your phone app..

  • You have an Auto 6 or Auto 12 (Convertible) mortgage. Partial prepayment cannot exceed the annual privilege (10% for Auto 6, 20% for Auto 12).
  • You have a fundamental mortgage. Partial prepayment cannot exceed 10% of the original principal amount. The prepayment charge is 3 months interest at your mortgage rate, plus any discount received. Partial prepayment can be made only on an anniversary of the interest adjustment date (IAD).
  • Your mortgage is beyond its 5th anniversary.
  • You have a cash back mortgage product.
  • The remaining term of your mortgage is 66 months or longer.

If you have any questions, please call us at 1-888-866-0866 Opens your phone app..

Do you want to pay all or part of your mortgage?

$
Enter a value between $1 and $1,000,000,000.
 
 
 
$
Enter a value between $1 and $1,000,000,000.
$
Enter a value between $1 and $10,000,000 (amount will be less than your current balance).
Select your mortgage maturity date. If you entered your mortgage date, make sure the date is within the next 25 years.
  
Enter a value between 1 and 10 years.
 
Enter a product name.
  %
Enter a value between 0.001% and 99.999%.
  %
Please enter a value between 0% and 99.999%.
 
$
Enter a value between $1 and $1,000,000,000.
calculator_grey calculator_mikes_example chevron_blue_dark_down chevron_blue_dark_up chevron_blue_down chevron_blue_up chevron_chrimson_down chevron_chrimson_up chevron_grey_dark_down chevron_grey_dark_up chevron_grey_down chevron_grey_left chevron_grey_right chevron_grey_up chevron_white_down chevron_white_left chevron_white_right chevron_white_up datepicker_grey_dark datepicker_grey_light error_red insurance_add_hover insurance_add_off insurance_remove_hover insurance_remove_off padlock_grey pie_graph_grey_light pie_graph_white tooltip_close_grey_dark tooltip_close_grey_medium tooltip_close_white tooltip_grey_dark tooltip_grey_medium sun house_reno car ring house_money circle_dots

Helpful resources

Mortgage rates

Learn about mortgage prepayment

All mortgage calculators