Our special mortgage programs

Find out if you qualify for one of our special mortgage programs. Depending on where you work, where you want to live and what your goals are, you might qualify for a special mortgage and not even know it.

Medical Professional Program

This program is for recent graduates from the medical or dental professions requesting to purchase a home who have not yet reached their full income potential.

Main benefit of the program

Boosts your income potential to increase affordability in the housing market.

How to qualify for the program

You have recently graduated from medical or dental school
You have been a doctor or dentist for 3 years or less

What you need to apply

Proof that you graduated from medical or dental school in the last 3 years
A copy of your licence to practise medicine or dentistry
Minimum deposit of 20% of purchase price

Ready to get started?

Resort Lending Program

This program is for clients who are looking to finance a residential resort community property.

Main benefit of the program

You will have the ability to finance holiday homes.

How to qualify for the program

You are looking to purchase a property in a residential resort community that meets the resort community requirements

What you need to apply

Canadian income and employment verification
20% deposit and closing costs

Rural Lifestyle Program

This program is for clients who want to buy a home on a large plot of land.

Main benefit of the program

You will be able to finance larger properties.

How to qualify for the program

Purchases of homes on plot sizes between 1 and 200 acres

What you need to apply

Canadian income and employment verification
20% deposit and closing costs

New Canadian Program

This program is intended to assist clients who have lived in Canada for less than 5 years and generate Canadian income.

Main benefit of the program

Lets you use alternative methods of validating credit history.

How to qualify for the program

You have lived in Canada for less than 5 years
You are a client of the Simplii Newcomer or International Student Banking Offer program

In addition, you have one of the following:

A permanent resident card
A confirmation of permanent resident letter
A verification of status document

What you need to apply

Canadian income and employment verification
20% deposit and closing costs

Work Permit Program

This program is intended to assist foreign workers in purchasing a residential property in Canada. A foreign worker does not have Canadian immigration status however must have a work visa that allows them to work in Canada.

Main benefit of the program

Lets you use alternative methods of validating credit history.

How to qualify for the program

You have a Canadian Work VISA and Temporary Residence VISA

What you need to apply

Canadian income and employment verification
20% deposit and closing costs

Medical Professional

Medical Professional Program

This program is for recent graduates from the medical or dental professions requesting to purchase a home who have not yet reached their full income potential.

Main benefit of the program

Boosts your income potential to increase affordability in the housing market.

How to qualify for the program

You have recently graduated from medical or dental school
You have been a doctor or dentist for 3 years or less

What you need to apply

Proof that you graduated from medical or dental school in the last 3 years
A copy of your licence to practise medicine or dentistry
Minimum deposit of 20% of purchase price

Ready to get started?

Resort Lending

Resort Lending Program

This program is for clients who are looking to finance a residential resort community property.

Main benefit of the program

You will have the ability to finance holiday homes.

How to qualify for the program

You are looking to purchase a property in a residential resort community that meets the resort community requirements

What you need to apply

Canadian income and employment verification
20% deposit and closing costs

Rural Lifestyle

Rural Lifestyle Program

This program is for clients who want to buy a home on a large plot of land.

Main benefit of the program

You will be able to finance larger properties.

How to qualify for the program

Purchases of homes on plot sizes between 1 and 200 acres

What you need to apply

Canadian income and employment verification
20% deposit and closing costs

New Canadian

New Canadian Program

This program is intended to assist clients who have lived in Canada for less than 5 years and generate Canadian income.

Main benefit of the program

Lets you use alternative methods of validating credit history.

How to qualify for the program

You have lived in Canada for less than 5 years
You are a client of the Simplii Newcomer or International Student Banking Offer program

In addition, you have one of the following:

A permanent resident card
A confirmation of permanent resident letter
A verification of status document

What you need to apply

Canadian income and employment verification
20% deposit and closing costs

Work Permit

Work Permit Program

Main benefit of the program

Lets you use alternative methods of validating credit history.

How to qualify for the program

You have a Canadian Work VISA and Temporary Residence VISA

What you need to apply

Canadian income and employment verification
20% deposit and closing costs

Looking for more information?

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Our special mortgage programs

Medical Professional Program

Main benefit of the program

How to qualify for the program

What you need to apply

Resort Lending Program

Main benefit of the program

How to qualify for the program

What you need to apply

Rural Lifestyle Program

Main benefit of the program

How to qualify for the program

What you need to apply

New Canadian Program

Main benefit of the program

How to qualify for the program

What you need to apply

Work Permit Program

Main benefit of the program

How to qualify for the program

What you need to apply

Medical Professional Program

Main benefit of the program

How to qualify for the program

What you need to apply

Resort Lending Program

Main benefit of the program

How to qualify for the program

What you need to apply

Rural Lifestyle Program

Main benefit of the program

How to qualify for the program

What you need to apply

New Canadian Program

Main benefit of the program

How to qualify for the program

What you need to apply

Work Permit Program

Main benefit of the program

How to qualify for the program

What you need to apply

Looking for more information?

Mortgage rates

Mortgage affordability calculator

Mortgage payment calculator

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