Save with our best rates

5-year Fixed Mortgage

Posted rate: RDS%rate[1].fixed_rate.Published(5_year,undefined,fixed_rate,undefined-undefined-undefined-undefined-undefined)(#O2#)%

Special rate and APR◇

4.89%

Special high-ratio rate††

4.59%

5-year Variable Mortgage

Posted rate: RDS%rate[1].variable_rate.Published(5_year,NA-99999.99,variable_rate,undefined-undefined-undefined-undefined-undefined)(#O2#)%

Special rate and APR◇

4.95%

Special high-ratio rate††

4.95%

Get a move on with up to $4,500 bonus cash when you switch your mortgage to Simplii†

 

  • Apply for an eligible 5-year fixed or variable mortgage.
  • Set up and make pre-authorized mortgage payments from an existing or new chequing account.

 

A house

Calculate your bonus cash

Based on what you borrow, you could earn up to $4,500 when you switch your mortgage to Simplii†.

Cash back slider. Minimum amount: $100,000. Maximum amount: $1,000,000. Amount will round to the nearest $50,000. Enter or move the slider to the value. Use left and right or down and up arrow keys to decrease or increase the value by $50,000; Page Up and Page down to decrease or increase the value by $50,000. Use home and end keys to reach the minimum and maximum values.

Amount you borrow


Minimum amount: $100,000. Maximum amount: $1,000,000. Amount will round to the nearest $50,000.

Your bonus cash

Includes the extra $250† you’ll get when you complete the steps noted above

Your mortgage cheat sheet

How much can I afford?

A house is a home, no matter the size. Use our calculator to help you stay on budget.

Calculate now
   to find out how much you can afford to spend on your mortgage.

Want to learn more about mortgages?

Whether you're switching your mortgage or it’s your first place, we're here to help.

Tell me more
   about mortgages.
CDIC deposit protection badge. Opens in a new window.


CDIC Deposit Insurance Information Opens in a new window.